The City of Gainesville Homeownership Programs are designed to increase homeownership opportunities for very low, low and moderate income residents of the City by providing: 1) downpayment assistance to first time homebuyers and 2) due on sale loans to prevent families from losing there homes through foreclosure.
For an overview of the Housing & Community Development Program see link below.
Downpayment Assistance workshop registration form
Down Payment Assistance Approved Lender's List
Mortgage Foreclosure Intervention: The Housing & Community Development Division is currently accepting applications for Mortgage Foreclosure Intervention.
Mortgage Foreclosure Intervention Application
The following documents must be completed along with the MFI application above:
MFI Program Information
The Housing & Community Development Division (HCD) offers a Credit Repair Workshop and Counseling through our Credit Repair Program. Housing & Community Development (HCD) is a HUD certified agency, there is no charge for the workshop or counseling. Use the link below for more information about our Credit Repair Program.
Housing & Community Development Counseling Activities